Retirement income plans are not just for the wealthy. As you near retirement, the traditional strategy has been to move growth-seeking products to more conservative fixed-income products. This may have worked fine back when retirement was only expected to last five to ten years.

These days, however, people are living longer. It’s not unusual for someone retiring at age 65 to live to age 90 or older. Consider that you may need to plan for your nest egg to last potentially 25 to 30 years.

Our specialty of designing and implementing tax efficient retirement plans gives us the tools to ensure you will receive an income stream that cannot be outlived.

Financial planning is the long-term process of wisely managing your finances so you can achieve your goals and dreams, while at the same time negotiating the financial barriers that inevitably arise in every stage of life. Remember, financial planning is a process, not a product.

6 Steps to create a sound Financial Plan

  • Step 1: Establish Goals
  • Step 2: Gather Data
  • Step 3: Analyze & Evaluate Your Financial Status
  • Step 4: Develop a Plan
  • Step 5: Implement the Plan
  • Step 6: Monitor the Plan & Make Necessary Adjustments

Benefits

Set realistic financial and personal goals.

Assess your current financial health by examining your assets, liabilities, income, insurance, taxes, investments and estate plan.

Develop a realistic, comprehensive plan to meet your financial goals by addressing financial weaknesses and building on financial strengths.

Put your plan into action and monitor its progress.

Stay on track to meet changing goals, personal circumstances, stages of your life, products, markets and tax laws.


RJG Financial & CPA Services focuses on providing education and information to help you understand retirement income and CPA guided tax planning planning in your retirement options.